Divorce Column November 2025

Moving in together – things to think about
Taking the step to move in together is an exciting milestone for any couple. It often feels like the natural next step in a settled and stable relationship but behind the excitement there are some practical and legal considerations that should not be overlooked.
Perhaps one of the first conversations to be had before deciding to live together should be about expectations. Living together inevitably changes the relationship and the rhythm of daily life so it’s important to talk about expectations – from household chores to the payment of bills, from respecting personal space to inviting friends and relatives. Open and frank communication early can prevent misunderstandings and minimise the potential for conflict later.
Finances are another essential topic. Discuss how you’ll manage the rent or mortgage and other household bills and day-to-day living expenses. Money is one of the biggest sources of tension in relationships so talk openly about financial arrangements before moving in together so there’s no misunderstandings or unhappy surprises afterwards.
Where things can become complicated is around property interests and legal rights. Contrary to popular belief there is no such thing as a ‘common law marriage’. Unmarried partners do not automatically acquire rights over property or assets simply by living together. This means that if the relationship ends one partner may have little or no legal entitlement — even after years of cohabitation – and for this reason couples are increasingly choosing to have a cohabitation agreement drawn up. This is a legal document that sets out the rights and responsibilities of unmarried couples who live together. It can cover such things as property ownership, financial arrangements and what happens if the relationship ends. Having a cohabitation agreement in place provides clarity and therefore can reduce the potential for conflict later.
It would also be sensible to think about Wills and inheritance as many people don’t realise that unmarried partners have no automatic right to inherit from each other.
If you are considering moving in with your partner and would like clear, friendly and practical advice to help you understand your options and make informed decisions we can help you.